Providing services in a professional, personal, and competitive manner.
Rates

Now is the time to start a savings program and watch your money grow!

Your Credit Union is an excellent place to save!
We offer a good dividend rate with life insurance on your shares included at no cost to you.

The current dividend rate is as follows:
$50.00 and over in shares       0.75%       APY of 0.75%


Savings Rates

Revised and reviewed 02-21-2013
Type% RateAPY
Share Dividend0.750.75 APY
Share Drafts0.250.25 APY
Christmas Club0.500.50 APY

There is presently a limit on deposits of $1,000.00 to shares per account per 30-day period. This limit is subject to change or cancellation at any time.

 

Consumer Loan Rates

The CREDIT UNION has money to loan and we hope that you will use this Credit Union when in need of Financial assistance. The member’s Beacon score will determine signature loan limits. A member must have at least six (6) months, employment to be eligible for an unsecured loan more than $500.00.

COLLATERAL TERM RATES
New Autos, Trucks, Motorcycles (2014, 2013, and 2012) 100% Financing is available; proof of insurance required. Term up to 72 months 2.50% Base
New Autos, Trucks, MC 84 months (must be over $30,000.00) 3.00% Base

Used Autos, Trucks, MC 2011 and older

Up to 60 months, depending on vehicle year 3.50% Base

New Boats, RV, Trailer (To include horse trailers)

72 months – 100% of NADA value financing 6.00% Base
Used Boats, RV, Trailer

60 months – 100% of NADA Value Financing

72 months – 80% of NADA Value Financing

7.00% Base

8.00% Base

On both new and used if collateral is titled rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.
New Jet Ski, ATV 60 months – 100% of NADA value financed 7.00% Base
Used Jet Ski, ATV 36 months – 80% of NADA value financed 8.50% Base
On both new and used if collateral is titled the rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.
Other Collateral: Appliances, Lawn equipment, Spas, Furniture 36 months (Kansas and Missouri residents only) New purchase only 100% of purchase price $7,500 limit 7.50% Base
Computers 24 months (Kansas and Missouri residents only) New purchase only 100% of purchase price $5,000 limit 7.50% Base
Loans covered by shares Up to 60 months 2% above the dividend rate
Loans covered by Share Certificates Up to 60 months 2% above the certificate rate
Signature (unsecured) loans Up to 36 months 10% Base
Home equity loans 4.75%
Real Estate (Based on available funds) 80% of value up to 30 years 4.50%
Motor Homes, RV’s

New – up to 15 years
Used – up to 8 years

8.00%

9.00%

Mobile Homes – owner occupied

New – up to 20 years
Used – up to 10 years

5.50%

6.00%


  • Signature loans are limited to one (1) months gross salary with a FAMILY cap of $5,000.00. A member must have at least six (6) months employment to be eligible for an unsecured loan more than $500.00.
  • The current dividend rate is as follows: $50.00 and over in shares, .75%, APY of .75%
  • Dividends are compounded quarterly and you will receive a quarterly statement showing all transactions on your account.
  • There is presently a limit on deposits of $1,000.00 to shares per account per 30-day period.  This limit is subject to change or cancellation at any time.

NADA

USPLK Membership

Membership in the USPLK EMPLOYEES FEDERAL CREDIT UNION is open to all employees of the U.S. Penitentiary, Leavenworth, KS as well as the employees of the North Central Regional Office, employees of the Department of Justice, United States Penitentiary Canaan who work in Waymart, Pennsylvania and , officers and staff of the Leavenworth County Sheriff's Office who work in Leavenworth, KS. To open an account, simply fill out a membership card and make a deposit of at least $25.00. After an account is established, the employee may also open accounts for the spouse, children and grandchildren. MEMBERSHIP IN USPLK IS EXTENDED TO SIBLINGS, PARENT AND GRANDPARENTS.

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