Now is the time to start a savings program and watch your money grow!
Your Credit Union is an excellent place to save!
We offer a good dividend rate with life insurance on your shares included at no cost to you.
The current dividend rate is as follows:
$50.00 and over in shares 0.75% APY of 0.75%
Savings RatesRevised and reviewed 02-21-2013
|Share Dividend||0.75||0.75 APY|
|Share Drafts||0.25||0.25 APY|
|Christmas Club||0.50||0.50 APY|
There is presently a limit on deposits of $5,000.00 to shares per account per 30-day period. This limit is subject to change or cancellation at any time.
Consumer Loan Rates
The CREDIT UNION has money to loan and we hope that you will use this Credit Union when in need of Financial assistance. The members Beacon score will determine signature loan limits. A member must have at least six (6) months, employment to be eligible for an unsecured loan more than $500.00.
|New Autos, Trucks, Motorcycles (2016, 2015, and 2014)||100% Financing is available; proof of insurance required. Term up to 72 months||2.50% Base|
|New Autos, Trucks, MC||84 months (must be over $30,000.00, current model year and no mileage)||3.00% Base|
Used Autos, Trucks, MC 2013 and older
|Up to 60 months, depending on vehicle year||3.50% Base|
New Boats, RV, Trailer (To include horse trailers)
|72 months 100% of NADA value financing||6.00% Base|
|Used Boats, RV, Trailer|| |
60 months 100% of NADA Value Financing
72 months – 80% of NADA Value Financing
|On both new and used if collateral is titled rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.|
|New Jet Ski, ATV||60 months 100% of NADA value financed||7.00% Base|
|Used Jet Ski, ATV||36 months 80% of NADA value financed||8.50% Base|
|On both new and used if collateral is titled the rate is .5% lower. If collateral is not titled finance only in Kansas and Missouri. Proof of insurance is required.|
|Other Collateral: Appliances, Lawn equipment, Spas, Furniture||36 months (Kansas and Missouri residents only) New purchase only 100% of purchase price $7,500 limit||7.50% Base|
|Computers||24 months (Kansas and Missouri residents only) New purchase only 100% of purchase price $5,000 limit||7.50% Base|
|Loans covered by shares||Up to 60 months||2% above the dividend rate|
|Loans covered by Share Certificates||Up to 60 months||2% above the certificate rate|
|Signature (unsecured) loans||Up to 36 months||10% Base|
|Home equity loans||4.75%|
|Real Estate (Based on available funds)||80% of value up to 30 years||4.50%|
|Motor Homes|| |
New up to 15 years
|Mobile Homes owner occupied|| |
New up to 20 years
- Signature loans are limited to one (1) months gross salary with a FAMILY cap of $5,000.00. A member must have at least six (6) months employment to be eligible for an unsecured loan more than $500.00.
- The current dividend rate is as follows: $50.00 and over in shares, .75%, APY of .75%
- Dividends are compounded quarterly and you will receive a quarterly statement showing all transactions on your account.
There is presently a limit on deposits of $1,000.00 to shares per account per 30-day period. This limit is subject to change or cancellation at any time.
Membership in the USPLK EMPLOYEES FEDERAL CREDIT UNION is open to all employees of the U.S. Penitentiary, Leavenworth, KS as well as the employees of the North Central Regional Office, employees of the Department of Justice, United States Penitentiary Canaan who work in Waymart, Pennsylvania and , officers and staff of the Leavenworth County Sheriff's Office who work in Leavenworth, KS. To open an account, simply fill out a membership card and make a deposit of at least $25.00. After an account is established, the employee may also open accounts for the spouse, children and grandchildren. MEMBERSHIP IN USPLK IS EXTENDED TO SIBLINGS, PARENT AND GRANDPARENTS.