USPLK Employees Federal Credit Union

Providing services in a professional, personal, and competitive manner.

Debt Ratio Calculator

Calculators > Debt Ratio Calculator

Debt Ratio Calculator
Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.
Monthly gross income:
Spouse's monthly income after taxes:
Other monthly income:
Monthly rent/mortgage payment:
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments:
Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.):
Other monthly payments:
Pending monthly loan payments:

Your total income:
Your total monthly payments:
Your debt ratio:

Announcements

2025
Dividends on Share Savings Accounts
The Board of Directors has declared a dividend
of 0.40% for the 1st quarter of 2025.
This is an APY of 0.40%.
Come Celebrate Member Appreciation Day
Thursday Oct. 16, 2025 11am-1:30pm
with a luncheon and prize drawing in our basement banquet room.
2025 Holiday Closings
The credit union will be closed on the following days in 2025:
New Year's Day
Martin Luther King Day
Presidents Day
Memorial Day
Juneteenth
Fourth of July
Labor Day
Columbus Day
Veteran's Day
Thanksgiving
Day After Thanksgiving
Christmas Eve close 1:30 pm
Christmas

America's Credit Unions

"Don't miss out on the latest news and promotions at USPLK Employees Federal Credit Union. Read online or download the latest USPLK Newsletter today!"
Read more..

Staff
USPLK Employees Federal Credit Union

Notice... If you are using a screen reader and are having problems using this website, please call 913-682-2928 for assistance.