USPLK Employees Federal Credit Union

Providing services in a professional, personal, and competitive manner.

Debt Ratio Calculator

Calculators > Debt Ratio Calculator

Debt Ratio Calculator
Use this calculator to determine your debt to income ratio. Generally speaking, a debt ratio greater than or equal to 40% indicates you are not a good risk for lending money to.
Monthly gross income:
Spouse's monthly income after taxes:
Other monthly income:
Monthly rent/mortgage payment:
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments:
Total of all monthly minimum charge card payments (Visa, Mastercard, dept. store, etc.):
Other monthly payments:
Pending monthly loan payments:

Your total income:
Your total monthly payments:
Your debt ratio:

Announcements

2024
Dividends on Share Savings Accounts
The Board of Directors has declared a dividend
of 0.40% for the 3rd quarter of 2024.
This is an APY of 0.40%.
Come Celebrate Member Appreciation Day
Thursday Oct. 17, 2024 11am-1:30pm
with a luncheon and prize drawing in our basement banquet room.
2019

As of 1/1/2019, there is no longer a deposit limit.
2025 Holiday Closings
The credit union will be closed on the following days in 2025:
New Year's Day
Martin Luther King Day
Presidents Day
Memorial Day
Juneteenth
Fourth of July
Labor Day
Columbus Day
Veteran's Day
Thanksgiving
Day After Thanksgiving
Christmas Eve close 1:30 pm
Christmas

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Staff
USPLK Employees Federal Credit Union

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